Recent Blog Posts in 2010

Consumers that have credit cards are usually offered a cash advance option. To access cash in advance consumers simply have type in their unique PIN (personal identification number) at an ATM machine.  They are then provided with cash, but may have limits as to how much cash they can withdraw using the cash advance option.

When consumers use the cash advance option, they should know that:

• They will be charged a cash advance fee which will vary from lender-to-lender.  Usually, the fee is 3 to 5% of the advance.
• They will be charged interest on their cash advance.  The interest on cash advances is generally a lot higher than the interest applied to credit card purchases.
• They will not have a grace period.  The interest starts to accumulate once the cash advance is obtained.

Apply online for your cash advance today with ConnectedCommunities and get the money you need within 24 hours or less.  Our online application is easy and takes less than 60 seconds to complete!

With economic conditions being so tough, more and more consumers are turning to cash loans likecash advances during the holiday season. The advantage of obtaining a cash advance during the holiday season is having money to purchase great gifts for your family, friends and closest loved ones without having to worry about falling short on your rent or burning a hole in your wallet.

If you are currently facing financial hardships and still want to make this holiday season very special for your closest loved ones, you can count on the cash loan services offered by ConnectedCommunities.  When you don't have the money that you need, ConnectedCommunities has effective cash loan solutions that are simple and hassle-free. 

Make sure that your loved ones do not miss out on the holiday season they deserve!  Apply online now for your cash loan or cash advance and receive the funds you need within 24 hours. 

In the U.S., payday loans are regulated and completely legal in 37 states.  However, these short term loans are also illegal in 13 states.  Whether payday loans are legal or illegal will depend upon the laws of the given state as these laws are regulated on a state-by-state basis.

At this time, payday loans are legal in:  Arizona, Arkansas, Colorado, Connecticut, Georgia, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, North Carolina, Pennsylvania, Vermont and West Virginia. 

In the states where payday loans are legal and regulated, the interest rates are generally capped at a specific Annual Percentage Rate (APR).  Caps are put in place to prevent predatory lending practices and to protect consumers from financial hardships.

Are you in need of emergency cash?  Do you want to make a last minute purchase or pay off a bill as soon as possible?  If so, a payday loan may be the ideal solution for you.  Apply online now and get approved within minutes!

Many people find that they are in need of emergency cash, but they are hesitant to apply for a payday loan, same day loan or cash loan because they are worried that filling out an application will hurt their credit.

When you apply for a cash loan with ConnectedCommunities, it is important to know that filling out our online application will not harm your credit rating. This is due to the fact that we do not require a credit check when reviewing a cash loan application.  So, whether you have good credit or bad credit, it does not matter when you work with ConnectedCommunities.

The only time applying for a cash loan will harm your credit is if you are approved for a loan and faile to make loan. In this situation, delinquent payments may be reported and lead to your credit score decreasing.  However, if you are responsible with your payments, your credit score will not be impacted.

If you are ready to get funds quickly, apply for your cash loan now!

If you are falling short on money for whatever reason and your payment is due to your lender, the very best thing you can do is contact your lender immediately.  Instead of avoiding the problem and hoping it will resolve itself you should try to be proactive and speak with your lender about your payment options.

Anytime you miss a payment to your lender it can be reported on your credit report.  This can lead to the lowering of your credit score which is something you want to avoid.  Also, your lender may charge you a missed payment fee or increase your interest rate if you fail to pay on time.

However, when you contact your lender to discuss your finanical situation, they may be willing to help you.  This will enable you to avoid fees and other financial hardships.

Are you needing emergency funds?  If so, consider applying for a short term loan, such as a payday loan and get the money you need in 24 hours.

Apply for your payday loan now!

If you are thinking about getting acash loan you may be wondering what is the easiest way to obtain the money you need quickly.  Instead of heading to your local payday loan store, why not complete the cash loan application process online with ConnectedCommunities.

With just 3 easy steps you can get the cash you need within 24 hours.  It all starts with an online application that takes about 60 seconds to complete. After you have applied online for your cash loan you will submit your application and get an approval notice within moments.  95% of the people who apply for cash loans with ConnectedCommunities get approved!

Once you are approved for your cash loan it will be deposited into your bank account.  Within 24 hours you will have access to the emergency funds you need without any hassles.  It really is that easy; get started now by filling out your cash loan application.

Anytime people apply for a credit card or for a short term loan they may hear of the acronym APR.  This acronym stands for Annual Perecentage Rate and it is the cost of the loan over a one year period.  If you want to know how much you will pay on a loan or credit card per day, simply divide your total APR by 365 to get the daily amount.

The APR Under the Federal Truth and Lending Act, all consumers must be made aware of their Annual Percentage Rate and this information is to be disclosed by their lenders.

Another thing to know about Annual Percentage Rates is that they vary from person to person. For example, a person with good credit may receive a lower APR than a person who has poor or mediocre credit.

Are you thinking about obtaining a cash advance in the near future?  If so, ConnectedCommunities has an easy application process that you can complete online and if you are approved you will receive your cash advance within 24 hours.  Apply now!

If you are in need of emergency cash for whatever reason, whether you need to make unexpected vehicle repairs or fell short on your rent for the month, you probably want to receive money quickly and don't have time to wait.

When you are in this situation, acash loan may me a fast and appropriate solution.  Basically, a cash loan is a short term loan with interest.  Once you have applied for a cash loan you will generally receive funds in your bank account within 24 hours time.  This means that within a day you can have access to the money you need.

With ConnectedCommunities, getting a cash loan is very easy.  All you have to do is fill out our online application and you will know if you are approved for your cash loan within 60 seconds. With 95% of applicants getting approved for cash loans, you stand a great chance of getting the money you need in minimal time.

Get started now!

In Charleston, local news sources have reported that State Attorney General Darrell McGraw has filed another lawsuit against a local payday loan lender.

At this time, McGraw's office is looking to obtain $3.9 million in penalties from Government Employees Credit Center Inc. and the Dollar Financial Group.  The Office alleges that both organizations are guilty of collecting on illegal payday loans in contempt of a court order.

Recently, McGraw's Office had sued GECC in Delaware after the company was issued a federal court order to stop collecting on loans.  Despite the court order, it is said that the company continued to make collections and violated the court's wishes.

Furthermore, in his lawsuits, McGraw says that the companies do not have licenses to conduct business in West Virginia.  Today, McGraw's Office has sued 14 internet payday lenders.

If you would like to receive a short-term loan until your next paycheck, apply for a payday loan now!

With the holidays right around the corner, many people are planning their shopping trips on Back Friday and beyond. However, there are some people who would like to purchase gifts, but are in need of a short term loan so they can buy presents for their family and friends.

If you find that you are short on cash this holiday season, why not consider applying for a cash loan?  With these short term loans, you can borrow the money you need to get your holiday shopping done on time.  Then, all you have to do is repay the amount you owe plus any interest that has accrued.  It really is that simple!

Applying is easy and can be done over the internet - without a credit check.

Ready to get the funds you need to complete your holiday shopping this season?  Apply online for a cash loan and get a response within moments.  If you are approved, the funds will be deposited into your bank account within 24 hours.

Many state legislators are trying hard to eliminate cash advance stores and payday loan lenders.  However, even though they may eliminate the lenders offering these types of loans, they will not be able to eliminate people's need for short-term loans anytime soon.

In today's grueling economy where job loss is at an all time high, more and more consumers are in need of payday loans, cash loans and cash advances to make ends meet.  Without short-term loans, many people would not have the money they need to pay for rent or even their groceries when times get tough.

Another problem is that few states have taken measures to pass legislation that would annual interest rates at 36% APR and that has forced many payday loan lending companies to shut their doors.  This means that less options are available to consumers who are in dire need of emergency cash.

If you are in need of emergency funds for whatever reason, apply online for your cash loan now!

There are several myths surrounding cash loans and payday loans.

One of the most common is that payday loan lenders add debt to those individuals who are ready have a substantial amount of debt on their shoulders. However, most payday lenders target people who are in need of relatively small amounts of fast cash until their next scheduled payday. Lenders target people who are employed and who have the finances to repay loans.

The second myth is that the only people who apply for cash loans are those who have low income.  Yet, the reality is that people of all income levels need emergency funds at some time or another.  Most people opt to apply for payday loans because they need cash quickly and do not want any hassles.

Are you in need of emergency cash?  Apply online today for your hassle-free cash advance, same day loan or payday loan.

This week, local news sources say that a cash advance store was subjected to a robbery.  Now, police in the city of Mishawaka are on the lookout for their top suspect.

According to law enforcement officers, the Advance America Cash Advance was robbed just after 1:30 PM. Police say that the robbery was "by force".  However, the robber that committed the crime did not show off a weapon.

At this time, investigators are hoping to find evidence from a store surveillance video. They believe it could be abused as the investigation is planned to continue until they track down the suspect.

If you are in need of a cash advance, why go to a cash advance store and wait in line when you can apply for the money you need online?  With ConnectedCommunities, you can apply for your cash advance over the internet within minutes and have your money deposited into your bank account within 24 hours.  It really is that easy!

While there are many pros to applying for a payday loan, there are several cons that people should consider before they decide to fill out an application.

The first con is that payday loans can carry a very high interest rate. This means that if people do not repay their payday loans within a certain amount of time interest will be applied to their total balances and they will be responsible for paying off the interest amount. However, if people are responsible when applying for payday loans and repay what they owe in a short amount of time, the interest is not as bad.

The second con is that people may get into the habit of applying for payday loans because they are quick and do not require a credit check. In order to avoid this trap, people should treat a payday loan like a very expensive credit card. This means being responsible with purchases as well as repaying the debt that is owed on-time.

If you are ready to get emergency cash now, apply for your payday loan today!

There are several advantages to securing payday loan. Below, we have listed out a few of these advantages for those who may be considering applying for a payday loan.

One of the premier advantages of applying for a payday loan is that the majority of cash loan companies do not perform a credit check. This means that people who have a less than attractive credit score may still be approved for their loans without bias.

The second big advantage of payday loans is that they are available rather quickly. Generally, the funds are deposited into people's bank accounts within 24 hours or less. In some cases, people may even be able to get their money within an hour.

Finally, a payday loan is a great choice because it is offered in a small increment and can be paid off rather quickly if people are consistent.

Apply for your payday loan now!

With a cash advance, you can apply for the money you need and then use the funds for any type of purchase.  Whether you need to make a last minute bill payment or want to put a security deposit down on an apartment, how you use the money is entirely up to you.

Getting a cash advance is very easy because you can apply online and from the convenience of your own home.  Why go to a cash advance store or bank to get the money you need when you can apply online?

Anytime you apply for a cash advance with ConnectedCommunities, we do not run your credit report.  This means that even if your credit is less than perfect, you can still get approved for a cash advance.

If you are ready to get cash fast, apply for a cash advance online today to get the money you need!

In Richmond, Virginia, it has been reported that a man was sentenced with 20 years of jail time.  The defendant, 32 year old Shaun David Burns, was accused of armed robbery, forgery, and receipt of stolen property.

Police say that Burns pled guilty in September to reach a plea agreement with state prosecutors.  He pled guilty to first-degree robbery, which is a class A felony in Virginia.  He also pled guilty to charges of unauthorized use of a motor vehicle, two counts of second-degree forgery, and receiving stolen property with a value less than $10,000.

By entering his guilty plea in court, Burns has legally admitted that he robbed the American Cash Advance store in Berea, VA.  The robbery occurred back in March.  Burns faces life imprisonment for his criminal activities.

If you are looking to get a cash advance, avoid going to your local cash advance store by applying online with ConnectedCommunities!  We offer emergency cash when you need it most!

In the past, when people wanted to take out a payday loan or a paycheck advance, they had to go to a cash advance store to get the money they needed.  This was not always ideal as people had to wait in line, fill out paperwork and then wait to see if they got approved for their loans.  It also offered zero confidentiality and even made some people feel embarrassed about their financial situations.

Now, getting payday loans and paycheck advances is much easier because most companies are moving their operations online.  This means that instead of having to go in person to apply for cash loans, people can safely, securely, and privately apply for cash loans in the convenience of their own homes. Instead of waiting at stores, people can complete their applications over the Internet in just 60 seconds and know if they are approved within minutes.

Another convenience of online cash loans is that if people are approved, the funds are deposited into their bank accounts and they do not have to worry about picking up and cashing checks. 

If you are in need of emergency cash, take the time to complete our online payday loan application and get the money you need today!

In these tough economic times, many people are deciding to make big purchases with their credit cards.  This means that the average American's credit card debt is ever increasing.  When you add interest assessed to the debt and factor in late payment fees and overcharges, the amount people wind up paying drastically increases.  That is why so many banks and large financial institutions are so wealthy.

Instead of accumulating sky-high interest, late fees and penalties, you may want to consider an alternative to using your credit card when making your next big purchase.  One viable alternative is a cash loan. 

With cash loans, you simply have to complete an online application.  Usually, the application takes less than a minute to fill out and submit.  After your application is submitted, you'll know if you are approved or denied within moments and will not be subjected to credit checks.  If you are approved, your funds will be deposited into your bank account in 24 hours - it really is that easy!

Are you in need of cash until your next paycheck?  If so, ConnectedCommunities is here to provide you with the short-term monetary assistance you need without any hassles.  We offer convenient same day loans and cash advances so you can receive the funds you need now and then pay us back when you get your next paycheck from your employer.

Though the funds issued through same day loans or cash advances are small in amount, these short-term loans can get your through some tough, unforeseen circumstances.  For example, if your car breaks down or you need to make your rent payment, cash loans can be a great solution and alleviate some of your financial worries for a period of time.

Even better is the fact that getting a same day loan or cash advance is easy.  All you have to do to get started is take the time to complete our online application.  This instant form can be completed in the privacy of your own home and takes less than a minute.

Often times, when people try to take out a loan from a bank or a large financial institution, they will be asked to provide collateral.  For example, collateral may be their car or their home.  They will also be subjected to a credit check and if their credit is not up to par, they will most likely be denied cash loans. 

Unlike large financial institutions that request that customers provide collateral and submit to credit checks, ConnectedCommunities offers customers the short-term loans they need without all the major hassles.  When you choose to obtain a cash loan from ConnectedCommunities, you complete our application online.  Your credit report is not pulled and you will usually know if you are approved within minutes.

At ConnectedCommunities, we make getting the cash you need easy.  If you're in need of immediate funds, complete our online cash loan application now!  It is simple and takes only 60 seconds!

Are you in need of immediate cash?  Do you want to make a big purchase today that simply cannot wait?  If so, same day loans may be the perfect solution for you.

After you apply for a same day loan and are approved, the cash you need is deposited into your bank account within 24 hours.  This is a great way to get financial relief for any short term requirement.  Whether you need to make an immediate purchase or need money to pay a bill that is due, a same day loan is a convenient fix to your monetary problems.

When you are in need of a same day loan, ConnectedCommunities is here to address your need for emergency cash.  All you have to do is apply for a same say loan online using our electronic application.  The entire process takes around a minute and can be accomplished in the convenience and privacy of your very own home.