Recent Blog Posts in January 2011

In Seattle, Washington, it has been reported that a woman from King County has decided to take her issues against a payday loan company to court.  She claims that, at one point, the company charged her 1,052% interest on her loan.  She also asserts that due to the laws that were passed in the state last year, the company violated interest rate caps.

In her lawsuit, the plaintiff says Cash 1 and Retail America tried to maneuver around laws by selling supermarket gift cards.  The company then told consumers to use the gift cards as prepaid debit cards.  She says that instead of selling gift cards, the company was actually selling payday loans and charging excessive interest.

According to the woman, she purchased an $850 gift card and has paid back $600.  However, the company told her she still owes them $600 in principal and $1,520 in interest and fees.  That means on an $850 loan, she winded up with a $2,700 bill.

A non-profit in the area has decided to help the woman with her case.

If you're looking to obtain a payday loan at a reasonable rate, apply online now to get the money you need within 24 hours time.

It is ConnectedCommunities's goal to fulfill all of your cash advance needs.  For this reason, we have created a simple, online process that allows you to apply for and obtain your cash advance with ease.  If you have found that you are behind on your bills or need to make an unexpected purchase, our cash advance services present you with an immediate solution.

To get started, all you have to do is take a few minutes to complete our online cash advance application.  You will be asked for some personal information and also to specify your desired loan amounts.  Within a short amount of time, you will learn whether you have been approved for your short-term loan. 

If you are approved, your money will be deposited into your bank account within 24 hours.  Keep in mind, when you submit your online application, we will not conduct a credit check.  This means that even if your credit is not in tip-top shape, you can still get approved for your loan.

If you are considering applying for a cash loan, such as a same day loan, you may be wondering who can apply.  Basically, you need to meet two requirements to be eligible for a cash loan.  First you must be 18 years of age or older as the law imposes age restrictions on applicants.  Second, you must have an active checking account - particularly a checking account that accepts direct deposits.

Consumers who meet the aforementioned requirements may have little problems applying for and obtaining a cash loan.  These types of loans are great for covering unexpected expenses like a bill payment, car payment of even payments for gas and electric.  Cash loans are meant to be short-term and can be easily paid off with your next paycheck. 

Are you looking for emergency cash to make a bill payment?  If you're 18 or older and have an active checking account, apply online now to get the cash you need.

There are numerous benefits when it comes to obtaining a paycheck advance from ConnectedCommunities:

• We are able to get you the funds you need when you need them most.  Whether you fell behind on your rent or need to make a student loan payment, we are a reliable provider of paycheck advances.
• It takes little time to apply.  Simply fill out our online application and find out if you are approved within minutes.
• We will not check your credit.  Even if your credit is less than perfect, you can still apply and get approved for your paycheck advance.
• Your information and loan are 100% confidential.  We won't share your personal information with anyone and your application is completely secure.
• Have funds within 24 hours.  Once you are approved for your paycheck advance, your cash will be deposited into your bank account within 24 hours.  It is that easy!

Apply online today for your paycheck advance and get the money you need quickly.

In Des Moines, it has been reported that several consumer advocate groups decided to rally to urge state legislators to put a cap on interest added to payday loans.

The people involved in the rally urged congress to cap the interest rate at 36%.  At this time, 36% is the maximum interest rate that lenders, banks and credit unions are allowed to charge consumers who obtain payday loans.

In the area, several consumers say that they count on payday loans to make ends meet, especially during tough economic times.  They said that payday loans allow them to get the cash they need quickly and as long as they are responsible with the loans, they are able to avoid financial hardships.

One local payday loan store manager said, "On the short term we really do help a lot of people out."

Do you need a payday loan to make ends meet until your next paycheck?  If so, apply online now to get the money you need fast.

When you apply for a same day loan with ConnectedCommunities, you may wonder how your loan amount is determined.  What you need to know is that loan amounts are determined by state law, meaning that the maximum amount for cash loans will vary from state-to-state. 

Usually, the amount of the loan will depend on your current income.  Those with higher income nay qualify for a greater loan amount than those who have lower incomes.  The amount people are eligible for will vary person-to-person.

Keep in mind, your same day loan is meant to serve as a short-term loan and provide you with a reasonable amount of money that is repayable over the course of a few weeks.

Are you looking to obtain a same day loan from the privacy and security of your own home?  If so, apply online now and get the money you need within 24 hours with ConnectedCommunities.

If you are embarrassed about your current financial situation or want to keep your financial information private, you will be happy to know that when you apply for a cash loan, payday loan or cash advance with ConnectedCommunities, all of your information is kept confidential.

We believe that your cash loan is confidential and will treat your personal information with respect.  This means that when you apply for a short term loan with our company, all of your personal information, loan amount and loan terms will remain private. 

With ConnectedCommunities, you will have the peace of mind you need to move forward with your cash loan while knowing your financial information is safe, secure and 100% confidential.

In need of emergency cash?  Apply online now for your cash loan today!  With our system, it only takes minutes to apply and if you are approved your funds will be deposited into your bank account within 24 hours.

A cash loan is money borrowed from a payday loan provider until people receive their next paycheck. Many people find cash loans to be very helpful in their greatest times of need and when repaid within a certain amount of time, a cash advance or a cash loan can be a life saver.

However, when people fail to make their payments within a specific amount of time, they can accumulate excessive interest and may not be able to afford to repay their cash loans.  For this reason, people should apply for cash loans when they really need them and are capable of repaying lenders. 

If your loan amount is manageable with your guaranteed income, than a cash loan may be helpful during your time of need.  Yet, if you're not making solid income or know you will not be able to afford the cash loan, you need to act responsibly.

Are you in need of a cash loan?  Apply now to get the money you need!