Recent Blog Posts in October 2011

A common stereotype among payday lenders states that these companies hide charges and fees from customers until they are due in order to make extra money. This rumor is not a true one. Though there are misleading lenders in the business, there are also many honest and reliable payday loan companies.

According to the Community for Financial Services of America, a payday advance is one of the most transparent loan products in the financial marketplace and payday lenders give clear and understandable fee structures.

It is up to the consumer to read through the contracts carefully, so that they do not miss figures that have been clearly printed for their benefit and knowledge.

95% of payday loan customers say that they were aware of the fees associated with their loan when they decided to borrow money. The loans are $15-$17 per $100 borrowed and there are no application fees, balloon payments, accruing interests, or additional costs associated with these loans.

The Truth in Lending Act requires all payday lenders to state their prices in their lending agreement. Also, the CFSAA has made a provision so that borrowers can cancel their loan within 24 hours of receiving it with no interest charges.

Therefore, the payday loan business is not the subversive and mysterious industry that many make it out to be. It is a borrower's responsibility to understand the contract before signing and to carefully read through all of the company's literature and comprehend the loan commitment.

If the borrower is responsible to his or her homework, receiving a payday loan can be a rewarding experience.

At ConnectedCommunities, we desire to treat customers with respect, and want to get you your money as possible. Our online application takes only minutes to complete. If you apply with us, you could have your online cash advance in 24 hours! Don't hesitate to  get started with ConnectedCommunities today!

Traffic tickets are a big pain. These unexpected bills can throw a monthly budget entirely off balance and put many Americans into financial distress. These tickets are never expected and often working Americans cannot afford to pay them. If you are one of the millions of Americans living paycheck to paycheck, this traffic ticket could be a devastating expense.

The fateful sound of the sherriff's siren chills our hearts and our pocket books, and those automatic stop light flash cameras can strike fear into our hearts.

If you were recently confronted with a traffic ticket, and are lost as to how you will afford it, there is a way!

ConnectedCommunities is a short-term loan company that offers online cash advances to citizens all across the United States. These online cash advances are the perfect solution for a minimal expense like a traffic ticket.

Here's how it works: All you need to do is apply with our quick online application. The application requires only basic information and can be completed in minutes from the comfort of your home. Next, sit back and relax. If you are approved, like 95% of our applicants, you may receive your cash in 24 hours!

The loan is due at the time of your next paycheck with interest, making the process short and simple and leaving you worry free.

Don't hesitate to get started with us today and get the cash you need to pay that ticket!

The classic cash advance is a business arrangement between employee and employer. An employee asks the boss if he or she can have a paycheck in advance. Sometimes, the request is granted, and the employee now has the funds to complete an urgent purchase.

Unfortunately, not all bosses are gracious when it comes to cash advances. That's where ConnectedCommunities comes in. We offer cash advances online all across America. All you need to do is fill out a quick and easy application that takes only minutes. In fact, it may take you less time to fill out our secure application then to meet with your boss and appeal for an early paycheck.

Once you have applied with our company, all you need to do is sit back and wait. If you are approved like 95% of our applicants, you may have your money within 24 hours.

Our company does not require credit checks and does not put regulations on how you can use your cash. You don't need to tell us what you need the money for, unlike a boss who might demand an explanation.

So if your boss says "no," you know where to go. Apply for a cash advance online and get the funds you need!  

The U.S. Census Bureau released new statistics this last week, and it is now said that 49 million Americans are living below the poverty line. Sadly, one in every four children are living in impoverished situations and since 2007 poverty has increased in 46 of the 50 fifty United States.

From 2009 to 2010, 2.6 million people have sunk below the poverty line, and 1.6 million of these men and women are from the South.

For these men and women just trying to make ends meet, payday advances are a quick fix for financial emergencies. This explains why the largest per capita concentrations of payday loan stores are in southern states like Alabama, Louisiana, Mississippi and South Carolina.  These quick loans allow a person to get the cash he or she needs before her next payday.

Though these states are peppered with payday loan stores, there is an easier way to secure a payday loan. Oftentimes these small mini-mall businesses are out to get their customers, imposing hefty interest rates and making it tough for borrowers to pay back their loans.

Yesterday, the iPhone 4S was released by Apple. This incredible advancement in the mobile world has become the new "must-have." With its helpful voice-activation and other enhancements, the iPhone 4S is just one more step forward in the world of technology.

Let's admit it, we all want a new iPhone 4S, but right now, there may be no way to afford it. While some may wait patiently until December and ask for the upgrade as a Christmas gift, there are those of us who need to have it now.

The cost for this new phone starts at $199 depending on your cell phone plan and carrier. With a payday loan, the cash you need to get your iPhone 4S could just be a couple clicks away!

At ConnectedCommunities, we offer short term loans, paycheck advances, online payday loans, and cash advances. These loans are often taken out and paid back in full by the borrowers next payday. They can range from around $200 up to $1,000 and are meant to hold you over until your next payday when you're a little low on cash.

Unlike bank loans, payday lenders do not need to know what you want the money for, and you can spend it however you want. These loans can be used for "gotta-have-it-now" purchases, just like an iPhone 4S.

Don't hesitate to apply with our company today! If you are 18 or over, a citizen of the United States, and have a working bank account and a consistent income, you are already on your way to securing your funds. All you need to do is fill out our short and easy application, and if you are accepted, you could have your funds in 24 hours. It really is that easy!

So apply today to get your cash and get the new iPhone that everyone is raving about!

We all end up in situations where we need to purchase something immediately. Often the luxury of waiting just isn't an option.

Sometimes it's a one-day sale- those deals you can't pass up that aren't going to roll around again for some time. Other times, it's a mandatory purchase, such as a college text book or sport's equipment for your child. Also, there are instances where a trip to the grocery store is non-negotiable because food staples are scarce.

What if your paycheck isn't due for another 2 weeks, but you need the cash? Any must-buy-now situation is intimidating for Americans short on funds.

Thankfully, online paycheck advances can solve this problem. These quick loans are the perfect solution for a mandatory purchase. Paycheck advances often range from $200-$1,000, giving you just the cash you need to cover important costs. These loans are usually repaid by your next payday with interest, allowing for a quick process and no need to drag out payments for months on end.

At ConnectedCommunities, we provide online paycheck advances all across America. Our business is based entirely online, so you won't need to worry about driving to an office or faxing in documents. All you need to do is take a few minutes to fill out our quick online application. We have a 95% approval rate, so chances are you will qualify for a loan with our company regardless of your credit score. If approved, just sit back and wait, and we will work hard get you your funds in less than 24 hours. It really is that easy!

Next time you are faced with a "must-buy-now" purchase, don't fret. Get started with us today and get the funds you need!